Chapter 7 Interest Rates and Bond Valuation - 9056 Words

CHAPTER 6 Discounted Cash Flow Valuation I. DEFINITIONS ANNUITY a 1. An annuity stream of cash flow payments is a set of: a. level cash flows occurring each time period for a fixed length of time. b. level cash flows occurring each time period forever. c. increasing cash flows occurring each time period for a fixed length of time. d. increasing cash flows occurring each time period forever. e. arbitrary cash flows occurring each time period for no more than 10 years. PRESENT VALUE FACTOR FOR ANNUITIES b 2. The present value factor for annuities is calculated as: a. (1 + present value factor) ï‚ ¸ r. b. (1 – present value factor) ï‚ ¸ r. c. present value factor + (1 ï‚ ¸ r). d. (present value factor ï‚ ´ r) + (1 ï‚ ¸ r).†¦show more content†¦UNEVEN CASH FLOWS AND PRESENT VALUE b 14. You are comparing two investment options. The cost to invest in either option is the same today. Both options will provide you with $20,000 of income. Option A pays five annual payments starting with $8,000 the first year followed by four annual payments of $3,000 each. Option B pays five annual payments of $4,000 each. Which one of the following statements is correct given these two investment options? a. Both options are of equal value given that they both provide $20,000 of income. b. Option A is the better choice of the two given any positive rate of return. c. Option B has a higher present value than option A given a positive rate of return. d. Option B has a lower future value at year 5 than option A given a zero rate of return. e. Option A is preferable because it is an annuity due. UNEVEN CASH FLOWS AND FUTURE VALUE a 15. You are considering two projects with the following cash flows: Project A Project B Year 1 $2,500 $4,000 Year 2 3,000 3,500 Year 3 3,500 3,000 Year 4 4,000 2,500 Which of the following statements are true concerning these two projects? I. Both projects have the same future value at the end of year 4, given a positive rate of return. II. Both projects have the same future value given a zero rate of return. III. Both projects have the same future value at any point in time, given a positive rateShow MoreRelatedManagerial Finance1001 Words   |  5 Pages------------------------------------------------- Chapter 5: Bonds, Bond Valuation, and Interest Rates (5–1) Bond Valuation with Annual Payments Jackson Corporation’s bonds have N=12 years remaining to maturity. Interest is paid annually, the bonds have a FV=$1,000 par value, and the coupon interest rate is PMT=8%. The bonds have a yield to maturity of I=9%. 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Definitions of Sample Annotated Bibliography Apa

Definitions of Sample Annotated Bibliography Apa Top Choices of Sample Annotated Bibliography Apa The various types of annotated bibliography templates make the work simpler. An annotated bibliography might be an independent project or part of a larger research undertaking. It provides a succinct account of the available research on a particular topic. Writing an annotated bibliography can be very hard and time-consuming that is why it is essential to keep very great notes from the very start of your research. Bibliographies are often referred to as References or Works Cited based on the format used. Annotated bibliographies examples can readily be studied with the assistance of a well researched academic paper. Type Annotated Bibliography on top and center-align it on the webpage. Annotated bibliography template is going to be a vivid example and you are going to be able to make an outstanding annotation with no mistakes and flaws! An annotation should offer enough info to produce a reader decide whether to read the comprehensive work. For instance, it could provide a summary of the source only, or it could also provide some additional evaluation of that material. Some annotations might include all 3 paragraphs. What Sample Annotated Bibliography Apa Is - and What it Is Not These examples will, therefore, help you decrease the quantity of time spent on a single paper. Unlike abstracts, annotations contain critical details on the source, it main thoughts and quality. Many annotatio ns evaluate the caliber of scholarship in a. Annotations can evaluate the caliber of scholarship. The Little-Known Secrets to Sample Annotated Bibliography Apa If you've ever employed any sample to direct you in the practice of inventing a bit of writing, you will have a tendency to agree that the sample papers usually go a ways in ensuring that writing procedure is simplified. So the very first advantage of employing these samples is that it'll have the ability to simplify the practice of writing an ideal bibliography. It is also effective in that it helps the writer save a lot of time by reducing the amount of time they would have spent researching on the correct format. This when coupled with the job of documenting can be rather tedious. Citations and extracts from assorted sources have to be formatted properly. They are no official apa style. While creating MLA Annotated Bibliography Template you are going to be asked to locate adequate reference in which you wish to ad d your annotation. Among the fundamental characteristic of bibliography APA format is that names of all the authors arrive in the exact first instance of in-text citation. One reason behind citing sources and compiling an overall bibliography is so that you may prove you've completed some valid studying to back up your argument and claims. Sometimes instructors would like you to incorporate an annotated bibliography. There are lots of standardized formats of APA bibliography which can be found the internet but it's still recommended to check for the specific style and format with professors. A bibliography is comparable in many approaches to a reference section, but there are a few essential differences. Bibliography by means of your teacher instructs you have to be indented one half inch from easybib. Seeing a sample annotated bibliography may be very helpful means to begin. Utilizing a sample annotated bibliography for your writing will provide you with a guide on the measures you're supposed to take in addition to the structure of the paper. Since a brief article is a standard format, you don't call for a format description bracket. The length may vary based on their goal. Therefore, all you will need is to specify the bibliography format you want, and the remainder of the endeavor is ours.

Essay on Positive and Negative Effects of Marriage Free Essays

â€Å"Marriage is the process by which two people make their relationship public, officials and permanent† according to PsychologyToday. Marriage allows your relationship to be recognized by the government. People can marry for multiple reasons, including religion, economic benefits, or for love and companionship. We will write a custom essay sample on Essay on Positive and Negative Effects of Marriage or any similar topic only for you Order Now The social clock has changed in America, with more people marrying later in their life. There are many reasons why people are deciding to push marriage off. Marriage can be both beneficial and negative.Marriage can provide better economic stability for both partners. When you marry, you can receive a marital tax deduction. This allows you to transfer assets to your spouse without being taxed for it. You are also able to obtain your spouse’s benefits including social security and health insurance. Prenuptials are a secure way to keep your assets in marriage. By having a prenuptial, people can keep their original assets no matter if there is a split or divorce. Married couples are generally more financially stable, with â€Å"the median household income of married families is twice gag of divorced households and four times that of esperares households† according to the website Marripedia.Married people also have mental health and biological benefits. For example, married people typically live longer: â€Å"Research consistently shows that couples in a committed marriage live longer that those that are single† said Ivy Jacobson, author of the article â€Å"13 Legal Benefits of Marriage.† Because both people feel constant support from their partners, mental stability is improved, allowing the couple to live longer and decrease the chance of depression. Mental health is extremely important in the health of the relationship. By bottling up emotions and thoughts, it can negatively impact your self-esteem and increase stress. By having a partner, you are allowed to open up and feel heard, decreasing that stress and improving the way you look at yourself. Marriage increases serotonin levels. Serotonin is a chemical and neurotransmitter in the human body and is â€Å"sometimes called the happy chemical because it contributes to wellbeing and happiness† stated James McIntosh in his article â€Å"What is Serotonin and What Does It Do?† Having a significant other to provide physical affection and emotional support triggers the release of serotonin, helping create a positive mindset. Marriage can also result in divorce and financial stability. According to the website DivorceStatistics, â€Å"current divorce statistics in America is estimated to be fifty percent.† It is projected that the divorce rate will continue at this same rate in the future, making your chance of a lasting marriage unlikely. As well as a chance that your marriage will fail, a divorce is very expensive. A divorce with child custody and support issues cost about 26 thousand dollars. A divorce without child custody and support is about 17 thousand dollars. These extremely high costs can leave both sides of the party in major economic distress. There is also a possibility that you could be marrying into a financial burden. If one person obtains debt, the spouse will carry that debt as well. â€Å"Researchers analyzed the relationship of 4500 couples and found arguments about money were the the top predictor of divorce† says Nancy Durham, author of â€Å"Should You Tie the Knot? Financial Reasons Why Marriage Might Be A Misstep.† As a married couple, you will need to plan your future financial situations and be able to save money efficiently. Negative mental health characteristics can also arise from marriage. One spouse may become too emotionally dependent on their partners, causing stress and tension between the two. That spouse may start to feel as though they need their partner to be happy, and can become too emotionally reliant on them. As well as one partner being too emotionally invested, mental health disorders do not help. Negative emotional reactions caused by disorders can become intensified. Partners that cannot get the support and assistance they need from their partners often resort to substance abuse and isolation. According to Pierre Imlay, a mental health therapist, in his article â€Å"Mental Illness in Couple Relationships,† â€Å"when the marital stress is at its peak, there’s a greater likelihood of substance misuse, movement toward divorce, and male aggression.† Marriage can be viewed in both a positive and negative way. Marriage can be very beneficial to couples that have communicated to each other about their expectations for the relationship and marriage, their future, economic situation, and their mental health. If there is a major disagreement, you may want to rethink about getting married and weigh out the pros or cons, or else you may just end up being another statistic for divorce. Although marriage has many components that should be discussed beforehand, it ultimately is a beautiful thing that should be shared and taken seriously. How to cite Essay on Positive and Negative Effects of Marriage, Essays